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Author Archives: lifeinsuranceadvice
Get the Preferred BEST Life Insurance Rate with Total Cholesterol of 300
Many people have high cholesterol levels, which can increase their risk for heart disease and strokes. Life insurance underwriters have traditionally been unwilling to consider offering the best rates to people with high cholesterol readings. I have had numerous clients with total cholesterol readings well … Continue reading
Have You Been Declined for Health Insurance in Georgia?
Recently, I posted some information about the new Federal High Risk Pool. At the time, there wasn’t a lot of detailed information available on the government site, especially concerning rates. Well, now the rates have been published. Rather than parphrase … Continue reading
Posted in Health Insurance
Tagged declined for health insurance in georgia, Federal High Risk Pool Georia
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Federal High Risk Pool — Now Available in Georgia
Over the past couple of months, several people have asked me about the new Federal High Risk Pool that was created by the new health care reform law. For people in Georgia who have been declined coverage in the individual market … Continue reading
Posted in Health Insurance
Tagged coverage for pre-existing conditions, Federal High Risk Pool Georia, Georgia health insurance
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Another Happy Client …
Two weeks ago, I received a call from a financial advisor (CFP) who I knew during my early years in the business. She had heard through other advisors that I was the “go to guy” for health insurance and medicare related … Continue reading
Posted in Health Insurance
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Doctors often recommend unnecessary procedures
It’s termed “defensive medicine” and doctors admit to practicing medicine in this fashion. The main reason for this style of practice is due to medical malpractice suits. According to an article in Newsweek , “physicians estimate that 35 percent of diagnostic tests … Continue reading
Posted in Health Insurance, Uncategorized
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Buying Coverage from "Top-tier" Carriers
I received word today that one of the health insurance carriers in Georgia has failed. The company – Imerica – offered very low rates and comprehensive coverage, but it had very weak financials. It is expected that Imerica will be liquidated … Continue reading
Posted in Health Insurance, Uncategorized
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Can I Buy Health Insurance if I am not a U.S. Citizen?
Health insurance carriers will offer coverage to those who are not U.S. citizens, but most of them require residency in the U.S. for a certain period of time. The most common requirement is 6 months of living in the U.S. Carriers … Continue reading
Vision Insurance: The Importance of Children's Eye Exams
Most parents understand the importance of dental health and hygiene for children, but they often neglect the importance of vision health. A recent News Flash from Blue Cross Blue Shield of Georgia highlighted this overlooked aspect of children’s health. The following … Continue reading
Posted in Health Insurance
Tagged children health insurance, children health insurance atlanta, eye exams georgia, insurance for eyes, vision coverage for children, vision insurance georgia
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Health Care Reform — How will it affect you?
Well, it finally passed. Whether or not you are pleased with the results, it is time to pay close attention to how to adapt to the changes that will take place. Most of the major changes will not be implemented … Continue reading